Just a few years ago, inflation surged, prompting the Federal Reserve to respond with a hawkish monetary policy campaign and aggressive interest rate hikes. Over a short time, the benchmark fed funds rate climbed from near zero to a range of 5.25% to 5.5%.

The Fed paused rate hikes in mid-2023, but the widely anticipated rate cuts have yet to materialize. Now, as we enter 2025, it remains uncertain when—or if—the Fed will begin reducing rates. What’s clear is that rates are unlikely to rise further in this cycle, signaling we may still be in the era of “peak interest rates.”

In this free guide, we’ll explore at what peak interest means for investors and how they should prepare, including:

  • What to do with your cash balances
  • The impact for borrowers
  • Strategies for retirees
  • How the stock market could respond
  • ...and much more!

If you have $500,000 or more, fill out the form to get your free report today!

A Quick Word About Zacks

Zacks Investment Management has been helping investors meet their financial goals since 1992. Currently we are entrusted with billions in assets by investors just like you. These people turn to Zacks because of our ability to create customized portfolios with many top-rated strategies by Morningstar.*

* These ratings were awarded by Morningstar on 7/1/2024 in respect of the period from strategy inception to 6/30/2024 (Inception Dates: All Cap- 2/1/1995, Focus Growth- 2/1/2003, Dividend- 4/1/2004, Mid and Small Cap- 5/1/2009). We do not compensate Morningstar to obtain this rating. However, we pay compensation to Morningstar to use their logo in connection with advertising this rating. Please see full disclosure at end of this document.